How to Set Up a Card Machine for Your UK Business in Under 1 Hour

In today’s fast-paced retail and service environment, card payments are a must for any modern UK business. Whether you run a high street shop, café, salon, or mobile business, being able to accept card payments quickly and reliably can boost your sales and customer satisfaction.

If you’re new to card machines or switching providers, Scalex Technology is here to walk you through how to get up and running in under 60 minutes.

✅ What You’ll Need to Get Started

Before setting up your card machine, make sure you have:

  • A merchant account (can be arranged through Scalex)
  • A card machine terminal (wired, wireless, or mobile)
  • A stable internet connection (Wi-Fi, broadband, or 4G)
  • Your business details and bank info ready

💡 Tip: If you’re using a modern provider like Teya, SumUp, or Zettle, the onboarding process is even faster.

🛠️ Step-by-Step: Setting Up Your Card Machine

1. Unbox and Power On the Device (5 minutes)

Remove your machine from the box and plug it into the mains. If it’s wireless or mobile, ensure the battery is charged.

2. Connect to the Internet (10 minutes)

Choose between:

  • Wi-Fi – Scan and connect to your business network
  • Ethernet – Plug directly into your router for a stable connection
  • Mobile Network – Insert a SIM card if using a mobile terminal

3. Insert Your Merchant Details (10–15 minutes)

Depending on the terminal provider, this may be preloaded. If not, you’ll be prompted to enter your Merchant ID (MID), terminal ID, and business name.

4. Run a Test Transaction (5–10 minutes)

Swipe, insert, or tap a dummy card (some providers offer test cards) and ensure it processes correctly. You should receive a receipt, either printed or digital.

5. Enable Tipping and Refund Options (Optional) (5 minutes)

Configure additional features like tipping, VAT breakdown, and refunds based on your business needs.

🕒 Total Time: Under 1 Hour

Yes, it really is that simple — especially with support from Scalex Technology.

🏪 Types of Card Machines You Can Choose

Machine TypeBest ForConnection
CountertopFixed-location businesses (e.g., shops)Ethernet/Wi-Fi
PortableRestaurants, salonsWi-Fi/Bluetooth
Mobile (GPRS/4G)Tradespeople, market stalls, mobile vansSIM card (4G)

Not sure which one suits your setup? We’ll help you choose the right machine based on your industry and payment volume.

💷 How Much Does a Card Machine Cost?

Costs depend on whether you’re buying or renting the machine, and which provider you choose. Here’s a rough estimate:

Cost ElementRange (Monthly or One-Off)
Machine rental£10 – £30/month
Transaction fees0.5% – 2.5% per transaction
Setup feeOften £0 with Scalex
Integrated POS supportOptional add-on

🧾 What About PCI Compliance?

Once your machine is running, you’ll need to remain PCI DSS compliant. This ensures customer card data is handled securely.

Don’t worry — we’ll guide you through the necessary steps.

🚀 Why Choose Scalex Technology?

At Scalex, we do more than just energy — we’re also helping UK businesses stay connected and cashless with:

  • Fast and simple card machine setup
  • Low transaction rates tailored to your volume
  • Trusted providers like Teya, Zettle, Square & more
  • Dedicated support team for installation and troubleshooting

Final Thoughts

Getting a card machine up and running doesn’t have to be time-consuming or stressful. With the right provider and a little support, you can start taking payments within the hour and focus on growing your business.

🟢 Ready to go contactless?

Speak to Scalex Technology today for a free quote and setup support. We’ll match you with the best card machine for your needs and budget.

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